Tribe Enterprise LLC

Empowering Mothers.
Strengthening Families.
Building Generations.

9
Week Cohort Program
90-minute weekly sessions
12–18
Mothers Per Cohort
Financial self-sufficiency program

"Take a Breath. This is the Work."

— Ashley Nicole Forge, Co-Founder, Tribe Enterprise LLC

"When a mother gets the support she has always deserved — the financial clarity, the practical tools, the community, and the space to be seen as a whole woman — she does not just change her own life. An entire household shifts."

Why This Program Exists

The gap between securing housing
and sustaining it

Most housing stabilization programs help families get housed. Very few equip them with what it takes to stay there. That is the gap the Stability First Initiative™ was built to close.

70%+
of extremely low-income renters spend more than half their income on housing — leaving virtually no financial margin for the unexpected expenses that most often trigger housing loss. — National Low Income Housing Coalition
💸
Most participants have never received structured financial education — leaving critical gaps in the skills needed to maintain housing.
🏦
Many women are blocked from basic banking by ChexSystems and Early Warning Services — barriers that are rarely addressed by existing programs.
🧠
Financial decision-making under survival pressure looks fundamentally different from decision-making in stability — and most programs never address this.

The Stability First Initiative™ closes this gap by delivering:

Nervous system regulation as the foundation for financial decision-making
Personal money story release and financial identity rebuilding
Written household budgeting — income tracking, fixed and variable expenses
Spending habits audit and savings strategy introduction
Emergency fund building and High-Yield Savings Account access
Banking access education — ChexSystems & Early Warning Services awareness
Credit awareness, report review, dispute process, secured card education
Housing readiness, move-in cost planning, and leasing partner session
Individualized 90-Day Stability Action Plan completed at graduation
The 9-Week Cohort Journey

Every session builds on the last

From emotional foundation to financial action to housing readiness — each of the nine sessions prepares participants for the work of the next.

1
Calm Is My Currency™
Nervous System Reset
Exploring the connection between emotional regulation and financial decision-making. Establishing the calm foundation that anchors the entire program.
2
Calm Is My Currency™
Financial Identity
Examining personal beliefs about money, identifying inherited financial narratives, and creating each participant's Personal Money Calm Code.
3
Dear Money, I'm Ready Now™
Budget Foundations
Uncovering the money story through guided reflection, writing the Dear Money release letter, completing the Money Forgiveness Ritual.
4
Money Missions™
Banking Activation
Income tracking, banking account types, High-Yield Savings Account access, and dedicated education on ChexSystems and second-chance banking. Banking partner session.
5
Money Missions™
Spending Habits + Savings Intro
Conducting a spending audit, identifying patterns and triggers, setting the first written savings goal.
6
Money Missions™
Savings Strategy + Emergency Fund
Developing a written savings plan, calculating emergency fund targets, exploring savings challenge tools.
7
Money Missions™
Credit & Debt Awareness
The five credit scoring factors, how to pull all three credit reports, how to dispute errors, and building credit responsibly through secured cards.
8
Money Missions™ + Community Partner
Housing Readiness
Calculating move-in costs, building a move-in savings plan, completing the Housing Readiness Assessment. Leasing partner session.
9
All Three Books — Full Integration
90-Day Stability Action Plan
Integrating all program learning into an individualized 90-Day Stability Action Plan, completing the post-program assessment, and the Celebration Circle.
✦ Entry Point Option

Not ready for the full cohort?
Start with the Pilot Workshop.

The Calm Is My Currency™ Pilot Workshop is a 3-hour introductory session that gives participants and partner organizations a direct experience of the Stability First Initiative™ approach — at a fraction of the full cohort investment.

The pilot serves as a natural, low-barrier entry point for organizations that want to see the program in action before committing to the full 9-week cohort.

Session Length
3 Hours
Participants
10–15
Investment
$500–$1,000
Next Step
Full Cohort
Request a Pilot Workshop

Workshop Topics Include

The relationship between emotional awareness and financial decisions
Recognizing financial patterns and survival behaviors
The 4-4-4 breathwork method as a financial reset tool
Identifying personal financial priorities and inherited beliefs
Beginning stability planning with guided reflection exercises
Introduction to the full 9-Week Stability First Initiative™ program
About the Organization

Tribe Enterprise LLC

"To equip mothers and caregivers with the financial clarity, practical tools, and community support needed to build lasting household stability — for themselves and for every generation that follows."

Tribe Enterprise LLC delivers programming that begins where most financial education programs do not — with the whole woman. Before introducing budgets, credit tools, or savings strategies, the program first addresses the emotional relationship participants have with money.

The survival patterns, inherited beliefs, and nervous system responses that shape financial behavior cannot be reached by a spreadsheet alone. This is why the work begins with awareness — and why it works.

This integrated approach — combining emotional awareness with practical financial skill-building — is what distinguishes the Stability First Initiative™ from traditional financial literacy programming. It is not a complement to housing stabilization services. It is the missing piece.

About the Co-Founder

Ashley Nicole Forge

Co-Founder, Tribe Enterprise LLC  ·  Creator, Stability First Initiative™

"When mothers are equipped with clarity, knowledge, and confidence around financial decision-making — the stability of entire households begins to shift."

Ashley Nicole Forge is a mother, author, and program developer devoted to helping mothers and caregivers build stronger relationships with money and develop practical systems that support long-term financial stability.

The Stability First Initiative™ was not built as an outside program looking for a population to serve. It was built in Birmingham, for this community, by a mother who has lived at the intersection of financial uncertainty and fierce determination.

Books Authored by Ashley Nicole Forge
Get Connected

Ready to take the next step?

Whether you are a housing organization ready to partner, or a mother ready to change your financial story — there is a place for you here.

For Partner Organizations

Request a proposal, schedule a meeting, or learn more about bringing the Stability First Initiative™ to the families you serve.

We respond to all partner inquiries within 48 hours.  ·  info@thetribeenterprise.com

Thank you for reaching out.

Ashley Nicole will be in touch within 48 hours. We look forward to learning more about your organization and the women you serve.

For Mothers & Caregivers

Express your interest in an upcoming cohort. We will reach out when a session is forming in your area.

Your information is kept completely confidential. We will never share your name or contact details.

We received you.

You took a brave step by reaching out. We will be in touch within the week. In the meantime — take a breath. This is the work.